SBI PO Prelims 2026 Mock Test (New Pattern) 08

1. Read the following passage carefully and answer the questions given after it. Self-help groups of rural women have become one of the largest community networks in the country. A typical group has ten to twenty members who save a small amount every week, lend to one another and repay with modest interest. Over time, a group that repays regularly can borrow from a bank without collateral. The benefits go beyond money. Members say that meeting every week gives them confidence to speak in public, to visit bank branches and to deal with government offices. Many groups have started small businesses such as tailoring, food processing and dairy, and some have taken on contracts to run school canteens. Challenges remain. Many enterprises stay very small because members lack access to larger markets and modern skills. Training in book-keeping, packaging and online selling is uneven across states. Experts suggest that groups should form federations so that they can buy raw materials in bulk and sell under a common brand. If such support grows, they argue, women's groups could move from simply saving and borrowing to building businesses that employ others in their villages.

   Q1.What does a typical self-help group do every week, according to the passage?

   • A.Members open new bank branches
   • B.Members pay taxes
   • C.Members sell land
   • D.Members save a small amount
   • E.Members elect a new leader

2. Q2.When can a group borrow from a bank without collateral?

   • A.After it repays regularly over time
   • B.Only if it has twenty members
   • C.Only after five years
   • D.Only if men join it
   • E.As soon as it is formed

3. Q3.Which of the following non-financial benefits is mentioned?

   • A.Foreign travel
   • B.Free housing
   • C.Government jobs
   • D.Higher school marks
   • E.Confidence to speak in public

Start the test to answer these. Correct answers and explanations are shown after you submit.