IBPS Clerk Prelims Full Mock Test 09

1. Read the following passage carefully and answer the questions given after it. When Meera opened a small tailoring shop in her village, she kept her accounts in a notebook. Every evening she wrote down what she had earned and what she had spent on thread, cloth and electricity. For two years the notebook served her well. Then a customer from the nearby town asked whether she could pay through her phone. Meera had a bank account but had never used it for anything except receiving a small government benefit. Her nephew, who studied in the town, showed her how to set up a payment code and print it on a card. Within a month, almost half of her customers were paying digitally. Meera was surprised to find that she no longer had to keep change ready or worry about counting cash late at night. More importantly, the bank could now see a regular record of money coming into her account. When she wanted to buy a second sewing machine, the branch manager looked at this record and offered her a small loan without asking for any gold as security. She repaid it in ten months. The second machine allowed her to hire a young woman from the village as an assistant, and together they began taking orders for school uniforms. Meera still keeps her notebook, partly out of habit and partly because she likes to see her progress written in her own hand. But she says that the digital record did something the notebook never could: it made a bank believe in her.

   Q1.How did Meera keep her accounts when she first opened her shop?

   • A.She wrote her daily earnings and expenses in a notebook
   • B.She asked her nephew to keep them
   • C.She sent them to the branch manager every week
   • D.She used a computer at the bank
   • E.She did not keep any accounts

2. Q2.What made Meera think about digital payments for the first time?

   • A.The government stopped sending her benefit
   • B.The bank closed its cash counter
   • C.Her nephew forced her to stop using cash
   • D.A customer from the nearby town asked if she could pay through her phone
   • E.She lost her notebook

3. Q3.Which of the following was a benefit of digital payments mentioned in the passage?

   • A.Her customers paid her double
   • B.She did not have to keep change ready or count cash late at night
   • C.She stopped needing a bank account
   • D.Her electricity bill became free
   • E.She no longer had to buy thread

Start the test to answer these. Correct answers and explanations are shown after you submit.