SBI PO Prelims Full Mock Test 09
Please read the following instructions carefully before starting the exam.
Questions
100
Duration
60 mins
Max Marks
100
Penalty
-0.25
Marks per correct answer: +1 · IBPS / SBI: 1/4 of the marks for the question deducted per wrong answer
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Previous year papers
SBI PO previous year papers with solutionsAbout this test
SBI PO Prelims Full Mock Test 09 is a free online full-length mock test for SBI PO, focused on SBI PO Prelims 2026 Full Mock (English 40, Quant 30, Reasoning 30; 20 min each). It has 100 questions to be answered in 60 minutes, marked +1 per correct answer, -0.25 per wrong answer as in the real exam. Each section has its own timer, as in the exam: English Language (40 questions, 20 min), Quantitative Aptitude (30 questions, 20 min), Reasoning Ability (30 questions, 20 min). Submit the test to see your score and a detailed solution for every question. No registration is needed for your first tests.
- Exam
- SBI PO
- Section
- Full Length Mock
- Topic
- SBI PO Prelims 2026 Full Mock (English 40, Quant 30, Reasoning 30; 20 min each)
- Questions
- 100
- Time
- 60 minutes
- Max marks
- 100
- Marking
- +1 per correct answer, -0.25 per wrong answer
- Negative
- Yes, 0.25 marks deducted per wrong answer
- Timing
- Separate timer for each section
Preview the first 3 questions (answers after you submit)
- Read the following passage carefully and answer the questions given after it. For many households in rural India, gold is not only jewellery but also a savings account that can be opened in an emergency. When a crop fails or a family member falls ill, the quickest source of money is often a gold loan, which can be arranged within hours against a necklace or a pair of bangles. The popularity of such loans has grown rapidly, with banks and specialised lenders competing for customers. For lenders, the attraction is the security: gold is easy to value and to sell if the borrower defaults. For borrowers, the appeal is speed and the absence of lengthy paperwork. Yet the convenience can hide risks. If gold prices fall sharply, the value of the pledged jewellery may no longer cover the loan, and lenders may demand extra payment or sell the gold at auction. Borrowers who do not understand the terms may lose heirlooms that carry far more meaning than their market price. Some lenders have also been criticised for weak checks on the purity and weight of the gold they accept. Regulators have responded by setting limits on how much can be lent against the value of gold and by requiring clearer disclosure of auction procedures. Such rules aim to keep a useful product from turning into a trap for those who depend on it most.
Q1.Why is gold described as 'a savings account that can be opened in an emergency'?
- A.Banks store it free of charge.
- B.It is never sold by families.
- C.It earns a fixed rate of interest every year.
- D.It can be quickly pledged for a loan when money is needed urgently.
- E.It can be deposited in any ATM.
Q2.What makes gold loans attractive to lenders, according to the passage?
- A.Borrowers always repay on time.
- B.The government guarantees all gold loans.
- C.Gold prices never fall.
- D.Gold loans carry no interest.
- E.Gold is easy to value and to sell if the borrower defaults.
Q3.Which of the following is a risk of gold loans mentioned in the passage?
- A.Gold loans take several months to arrange.
- B.Borrowers must submit large amounts of paperwork.
- C.A sharp fall in gold prices may leave the pledged jewellery worth less than the loan.
- D.Gold cannot be valued easily.
- E.Gold loans are available only in cities.
Start the test to answer these. Correct answers and explanations are shown after you submit.
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1. General Instructions:
- The clock will be set at the server. The countdown timer in the top right corner of the screen will display the remaining time available for you to complete the examination. When the timer reaches zero, the examination will end by itself. You will not be required to end or submit your examination.
- The Question Palette displayed on the right side of the screen will show the status of each question using one of the following symbols:
2. Navigating to a Question:
- Click on the question number in the Question Palette at the right of your screen to go to that numbered question directly. Note that using this option does NOT save your answer to the current question.
- Click on Save & Next to save your answer for the current question and then go to the next question.
- Click on Mark for Review & Next to save your answer for the current question, mark it for review, and then go to the next question.
3. Answering a Question:
- Procedure for answering a multiple choice type question:
- To select your answer, click on the button of one of the options.
- To deselect your chosen answer, click on the button of the chosen option again or click on the Clear Response button.
- To change your chosen answer, click on the button of another option.
- To save your answer, you MUST click on the Save & Next button.
4. Sectional Timing:
- This test has a separate time limit for each section, as in the actual exam:
- When a section's time ends, the test moves to the next section automatically. You cannot go back to a finished section.
- If you finish a section early you may move on, but its remaining time is not carried forward.
- The red timer shows the time left in the current section; the Total timer shows the time left for the whole test.
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Roll ID: BOE-2026-LIVE
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