SBI PO English Sectional Mock Test 11

1. Read the following passage carefully and answer the questions given after it. The vegetable seller in the weekly market of a small town in Maharashtra now accepts payment by phone, and the change is so ordinary that nobody remarks on it. Five years ago the same seller counted crumpled notes at dusk, carried them home in a cloth bag, and worried about theft on the way. Today the money arrives as a beep, the record sits in the phone, and the seller's husband checks the day's collection on a screen before dinner. The shift did not come from a government campaign alone. It came from the customer who had no change, the supplier who wanted payment before loading the truck, and the seller herself, who discovered that a phone payment cannot be stolen on the walk home. Yet the new system has its own quiet costs. The seller pays a small fee on some transactions, the phone must be charged and the network must work, and a failed payment leaves both buyer and seller unsure whether the money moved. The bank, meanwhile, sees only numbers: millions of small transactions that cost almost nothing to process and earn almost nothing in return. The real question is not whether digital payments will reach every market — they already have — but whether the system will stay cheap and simple enough for the seller who earns two hundred rupees a day. A payment system that serves the large merchant and forgets the small one has solved the bank's problem and not the seller's.

   Q1.According to the passage, how does the vegetable seller accept payment now?

   • A.In cash only.
   • B.By phone.
   • C.By cheque.
   • D.By money order.
   • E.On credit.

2. Q2.What did the seller do five years ago, according to the passage?

   • A.She counted crumpled notes at dusk, carried them home in a cloth bag, and worried about theft on the way.
   • B.She refused to sell vegetables.
   • C.She used a card machine.
   • D.She kept her money in a bank locker.
   • E.She sold only to wholesalers.

3. Q3.What did the shift to phone payments NOT come from, according to the passage?

   • A.A government campaign alone.
   • B.The customer who had no change.
   • C.The supplier who wanted payment before loading the truck.
   • D.The seller's discovery that a phone payment cannot be stolen on the walk home.
   • E.The seller herself.

Start the test to answer these. Correct answers and explanations are shown after you submit.