IBPS RRB PO Mains English Language Sectional Mock Test 01

1. When Meera took charge of the small branch in Rampur, she found that most families kept their savings at home, folded inside steel boxes and cloth bundles. It was not that the villagers distrusted banks. They feared the forms, which were in a language they rarely used, and they could not afford to lose a day of work to travel to the branch. Meera therefore asked Ramesh, a young man from the village who had finished school, to work as a banking agent. Ramesh visited homes in the evening, explained the accounts in the local language, and helped people fill the forms. Within a year, deposits at the branch had grown, and women, who had never held an account in their own names, were among the first to open one. Money sent by sons working in distant cities also began to arrive directly into accounts instead of passing through middlemen. Yet the new system had its weak points. On days when the mobile network failed, Ramesh could not complete transactions, and people waited anxiously for their receipts. In a neighbouring village, an agent disappeared after collecting deposits, and the news travelled fast, shaking the trust that had been built with such effort. Meera's lesson was simple. Technology and local agents can bring banking to a village, but only clear safeguards, quick receipts and honest dealing can keep people inside the banking system once they have entered it.

   Q1.What is the main idea of the passage about Meera and Rampur?

   • A.Banking reaches villages only when local help, clear safeguards and honest dealing build trust.
   • B.Agents should collect deposits without giving receipts.
   • C.Village banks should be closed because people prefer to keep money at home.
   • D.Women should not be allowed to open accounts in their own names.
   • E.Mobile networks are the only problem faced by rural branches.

2. Q2.According to the passage, why did many families in Rampur keep their savings at home?

   • A.They earned too little to save anything.
   • B.The branch refused to accept their money.
   • C.They distrusted all banks completely.
   • D.They feared the forms and could not afford to lose a day of work travelling to the branch.
   • E.They were forbidden by law from opening accounts.

3. Q3.What change did Ramesh's work as a banking agent bring to the village?

   • A.Deposits grew and women opened accounts in their own names.
   • B.Forms were printed in more languages at the head office.
   • C.The branch was closed down.
   • D.Middlemen began handling all remittances.
   • E.People stopped saving money altogether.

Start the test to answer these. Correct answers and explanations are shown after you submit.