IBPS & SBI Clerk Banking Awareness Mock Test 01
Please read the following instructions carefully before starting the exam.
Questions
20
Duration
12 mins
Max Marks
20
Penalty
-0.25
Marks per correct answer: +1 · IBPS / SBI: 1/4 of the marks for the question deducted per wrong answer
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Previous year papers
IBPS Clerk previous year papers with solutionsAbout this test
IBPS & SBI Clerk Banking Awareness Mock Test 01 is a free online mock test for IBPS Clerk General Awareness, focused on Banking Awareness. It has 20 questions to be answered in 12 minutes, marked +1 per correct answer, -0.25 per wrong answer as in the real exam. Submit the test to see your score and a detailed solution for every question. No registration is needed for your first tests.
- Exam
- IBPS Clerk
- Section
- General Awareness
- Topic
- Banking Awareness
- Questions
- 20
- Time
- 12 minutes
- Max marks
- 20
- Marking
- +1 per correct answer, -0.25 per wrong answer
- Negative
- Yes, 0.25 marks deducted per wrong answer
Preview the first 3 questions (answers after you submit)
Q1.Dishonour of a cheque because of insufficient funds in the drawer's account is an offence under which section of the Negotiable Instruments Act, 1881?
- A.Section 138
- B.Section 131
- C.Section 87
- D.Section 13
- E.Section 143
Q2.Under the Cheque Truncation System (CTS), what does the presenting bank send to the clearing house in place of the physical cheque?
- A.A photocopy of the cheque sent by courier
- B.A demand draft of the same value
- C.Only the cheque number by SMS
- D.The electronic image of the cheque along with its data
- E.A signed letter of authority from the payee
Q3.Balances in savings or current accounts that have not been operated for how many years are transferred by banks to the RBI's Depositor Education and Awareness (DEA) Fund?
- A.2 years
- B.5 years
- C.7 years
- D.10 years
- E.3 years
Start the test to answer these. Correct answers and explanations are shown after you submit.
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1. General Instructions:
- The clock will be set at the server. The countdown timer in the top right corner of the screen will display the remaining time available for you to complete the examination. When the timer reaches zero, the examination will end by itself. You will not be required to end or submit your examination.
- The Question Palette displayed on the right side of the screen will show the status of each question using one of the following symbols:
2. Navigating to a Question:
- Click on the question number in the Question Palette at the right of your screen to go to that numbered question directly. Note that using this option does NOT save your answer to the current question.
- Click on Save & Next to save your answer for the current question and then go to the next question.
- Click on Mark for Review & Next to save your answer for the current question, mark it for review, and then go to the next question.
3. Answering a Question:
- Procedure for answering a multiple choice type question:
- To select your answer, click on the button of one of the options.
- To deselect your chosen answer, click on the button of the chosen option again or click on the Clear Response button.
- To change your chosen answer, click on the button of another option.
- To save your answer, you MUST click on the Save & Next button.
4. Sectional Timing:
- This test has a separate time limit for each section, as in the actual exam:
- When a section's time ends, the test moves to the next section automatically. You cannot go back to a finished section.
- If you finish a section early you may move on, but its remaining time is not carried forward.
- The red timer shows the time left in the current section; the Total timer shows the time left for the whole test.
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Roll ID: BOE-2026-LIVE
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